Payment Service Policy

Pavulor is operated by Independent Wealth Management.

Last updated: August 17, 2026

This page provides the service information customers need after ordering.

Independent Wealth Management operates pavulor.shop and is the merchant identified in these payment terms.

Currency and methods

Orders are presented in USD unless the storefront or checkout clearly displays another currency. We accept the payment methods displayed at checkout.

Authorization

Submitting an order authorizes the selected payment provider to process the amount shown at checkout. An order may be reviewed or declined when authorization fails, information is incomplete, or fraud screening requires verification.

Charges and refunds

The checkout page shows the product total, shipping, discounts, and applicable taxes before confirmation. Approved refunds are returned to the original payment method according to the Return and Refund Policy and normally require 10 days for store processing.

Payment security

Payment data is transmitted through the payment and commerce services used at checkout. Customers should not email full card or account credentials to us.

Assistance

For a payment question, contact Independent Wealth Management at support@pavulor.shop or 4162133595 and include the order number without sending sensitive payment credentials.